With our Payments Initiation feature, you can initiate Payments without having to create a user. These Payments are SEPA bank transfers (transfers in euros).

You can use it:

  • to process "Merchant Payments", from any sender account to one receiver account that you configure in your customer dashboard
  • to process others payments (like B2B payments), from any sender account to any receiver account in the SEPA zone (by dynamically setting destination IBAN when you call the Payment Request endpoint)

These Payments will redirect users (payers) to their bank interface so they can login and confirm their payment.

Here is the corresponding user journey:


Payments initiation user journey summary

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