With our Payments Initiation feature, you can initiate SCT, iSCT and deferred SCT.

You can use it:

  • to process "Merchant Payments", from any sender account to one receiver account (configured in your customer dashboard)
  • to process others payments (like B2B payments), from any sender account to any receiver account(by dynamically setting the beneficiary IBAN when calling the Payment Request endpoint)

These Payments will redirect users (payers) to their bank interface (either desktop or mobile app) so they can authenticate and confirm their payment.

Here is the corresponding user journey:


Payments initiation user journey summary